Murphy’s Law tells us whatever can go wrong will go wrong. This colloquial advice applies to everything from planning a wedding, pulling off a bank heist, or repairing your credit score. If your credit is low, you’ll want to create an action plan with Murphy’s Law in mind. According to Nikitas Tsoukalis, choosing the right final goal in your action plan is the “single most important part.” Your goal should overshoot a lender’s minimum, so if something does go wrong and you do fall slightly short, you can still be approved for what you need.
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