What’s a Secured Credit Card? Credit card companies have come to recognize that some financial disasters happen through no fault of the consumer. Job loss often results from economic changes. Rather than punitively, punish credit card companies chose credit repair. If your credit score has fallen or a rough patch in life has dinked your normally good money practices, then you are eligible for a secured credit card. A secured credit card requires a deposit as collateral. This negates your credit score and allows you to build good credit once again making money management possible.
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