FICO, also known as the Fair, Isaac and Company, are the original credit score agencies. FICO features more than 50 credit score formulas, each of which cover various spending, such as mortgages or credit cards. Additionally, Vantage Score is the main credit score offered by the three credit bureaus and reported by TransUnion. Credit Plus is another credit score offering available via Experian websites, such as freecreditreport.com. How Many Credit Scores Are There? When purchasing a home or other major purchase, note which of the scores is being used by your lender so to ensure that they are using your best credit score.
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