Different Types of Credit Scores – Credit Tips
When it comes to your credit score, you’re likely already familiar with your FICO score. It is, after all, the most common type of score that creditors check before approving you for a home loan, car loan, etc. But there’s more than just the FICO score that creditors may check when it comes to looking up your finance history. Vantage and PLUS scores are two in particular that come to mind.

So what are the key differentiators between FICO, Vantage, and PLUS? Here’s a closer look at the different types of credit scores:
FICO
The FICO credit score, which ranges from 300 to 850, is made up of five main categories:
- Payment history, 35 percent
- Amounts owed, 30 percent
- Length of credit history, 15 percent
- New credit, 10 percent
- Types of credit, 10 percent
- Payment history, 32 percent
- Utilization, 23 percent
- Balances, 15 percent
- Depth of credit, 13 percent
- Recent credit, 10 percent
- Available credit, 7 percent
- Payment history, 31 percent
- Credit usage, 30 percent
- Age of accounts, 15 percent
- Account types, 14 percent
- Inquiries, 10 percent