Fix Credit: How Do You Fix Credit Report Errors?
About four out of every five credit reports have errors on them. Most of these are minor inaccuracies, such as incorrect employers, which do not affect your credit score. However, sometimes credit reports will erroneously show debt that you have paid off as currently in default or even include accounts that are not yours. When you FIX CREDIT reports to remove these false marks, you can significantly improve your credit score.
First, Get Your Report You can get your report for free once a year from AnnualCreditReport.com. Grab reports from all three reporting bureaus. Each bureau gathers information independently, so, you can wind up with different information in different reports.