Budget – How to Build One?
Are you living on your credit cards? Do you find that your bank balance drops into double digits in the days before payday arrives? Being on the financial edge means that you are unable to save for dreams like homeownership and waste money every month paying interest on consumer debt. Most people don’t wind up in debt because of a single large purchase; it’s small ones that add up. By carefully managing what comes in and goes out, you can take control and fix your financial health.