The Ultimate Guide to Credit Score and Repair Services

The Ultimate Guide to Credit Score and Repair Services Introduction Numerous questions come to your mind when you think of credit score. A cleanup credit report is all you need, but the lack of knowledge about the same is one of the hindrances that can lead you to poor read more

IRS Private Debt Collectors Accused Of Pressuring Taxpayers, Breaking The Law

IRS Private Debt Collectors Accused Of Pressuring Taxpayers, Breaking The Law Fact: There’s a new law in effect where the Internal Revenue Service now can pass along unpaid tax bills to private debt collectors. If you know anything about debt collection at all, yo read more

Average Credit Score for Home Buyer Mortgage Loans: 2017 Update

Average Credit Score for Home Buyer Mortgage Loans: 2017 Update According to Ellie Mae’s “Origination Insight Report,” that was the average credit score among home buyers that went the mortgage loan route in April of 2017. Any credit score of 700 or ab read more

New Credit Scoring Models Won’t Work if Lenders Ignore Them

New Credit Scoring Models Won’t Work if Lenders Ignore Them Chances are you’ve already heard some of the rumblings regarding the way new credit scoring models work. To recap, some of the newer models exclude any medical debt that consumers owe as well as the read more

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A Guide to Improve Your Credit Score on Your Own

A Guide to Improve Your Credit Score on Your Own If you are planning to buy a home in a couple of years, applying for a mortgage must be there in your mind. Other than your monthly income, the two major factors that can decide the type of house you can buy are down paym read more

How Costly Is Bad Credit? Many Don’t Know

Your credit score is a whole lot more than just a three-digit number - it's essentially the lifeblood to financial opportunity. read more