What’s the Role of the FCRA? The FCRA, or Fair Credit Reporting Act, serves as the greatest protection for a consumer in regards to their credit score reporting. Written by Congress as a set of laws and bylaws, the FCRA mandates what is fair and accurate among reporting by a credit agency. For a consumer interested in credit repair, the FCRA is their first line of defense against erroneous credit scoring. By providing the ability for credit report investigations, the FCRA goes above and beyond the call of duty for consumers. Without the support of FCRA, consumers are unable to do anything about flawed credit reporting.
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