Credit Improvement – Baby steps 🙂
Even though most people over the age of 18 know the importance of a good Credit Improvement, the path to achieving high marks may be elusive. The temptation to overspend, to live the “good life” by accumulating debt, is strong. If you stumble and fall, just pull yourself up. The effort it takes to repair a damaged FICO rating, the measure that determines your credit score in the United States, is rigorous and time-consuming, but it’s worth it.